The Million Dollar Hurdle

Terms of Service

Effective date: August 13, 2026
Last updated: August 13, 2026

Welcome to milliondollarhurdle.com (the "Site"). The Site is operated by Fitzgerald Growth Partners LLC, a Virginia limited liability company ("Fitzgerald Growth Partners," "we," "us," or "our"). These Terms of Service (the "Terms") govern your access to and use of the Site, your use of the free Growth Scorecard, and your purchase of the Million-Dollar Deep Diagnostic and any related products or services we offer through the Site (collectively, the "Services").

Please read these Terms carefully. They include a binding arbitration clause and a class-action waiver in Section 14 that affect your legal rights. By accessing the Site, submitting a Scorecard, submitting an Intake, or purchasing the Services, you agree to be bound by these Terms. If you do not agree, do not use the Site or purchase the Services.

1. Who We Are and How to Contact Us

Fitzgerald Growth Partners LLC
Glen Allen, Virginia
Email: reports@fitzgeraldgrowthpartners.com

If you have questions about these Terms, email us at the address above.

2. Eligibility

You must be at least 18 years old and legally able to enter into a binding contract to use the Services. By purchasing the Services, you represent that you are purchasing on behalf of yourself or a business you are authorized to represent, and that the information you provide is accurate.

3. The Free Growth Scorecard

The Site offers a free 25-statement Growth Scorecard (the "Scorecard"). The Scorecard is provided at no charge. To receive your results, you provide an email address, and we send your score and a short summary to that address.

The Scorecard is a self-assessment tool. It is educational in nature, is not a substitute for professional advice, and creates no advisory relationship between you and Fitzgerald Growth Partners. We may discontinue or modify the Scorecard at any time.

By submitting the Scorecard, you consent to receive your results by email and to receive follow-up communication about the Services. You may unsubscribe from non-transactional email at any time using the link in any such message.

4. What You're Buying: The Million-Dollar Deep Diagnostic

The Million-Dollar Deep Diagnostic (the "Diagnostic") is a digital advisory product. When you purchase the Diagnostic for US$97 (or the then-current price displayed at checkout), you receive:

  • Access to the 84-question intake assessment (the "Intake")
  • A written, personalized diagnostic report analyzing your responses across five scored sections (the "Report")
  • A 90-day sequence of recommended actions based on your Report
  • A free retake of the Diagnostic, available at or after 90 days from the date your original Report is delivered

Access. Access to the Intake is granted by a single-use link sent to the email address you provide at checkout. There is no username or password, and we do not maintain user accounts. Your link is your credential — treat it as you would a password and do not forward it to anyone you do not intend to give access.

Delivery. Your Report is generated automatically after you complete the Intake and is emailed to the address on file, ordinarily within minutes. If generation fails or is delayed for technical reasons, we will deliver your Report as soon as reasonably practicable and in any event within five (5) business days, or refund you in full at your election.

The 90-day retake. At or after 90 days from delivery of your original Report, you may take the Diagnostic again at no additional charge and receive a comparison against your original results. We will email you a link when your retake becomes available. If you do not receive it, you may request your retake at any time by emailing reports@fitzgeraldgrowthpartners.com from the address associated with your purchase, and we will provide it. The retake is single-use and is available for twelve (12) months following your original Report.

The Diagnostic is educational and advisory in nature. It is not accounting, legal, tax, investment, or professional financial advice, and it does not create a fiduciary, advisor-client, attorney-client, or employment relationship between you and Fitzgerald Growth Partners.

5. Pricing, Payment, and Billing

Price. The current price of the Diagnostic is US$97, exclusive of any applicable taxes. We may change prices at any time; the price in effect at the moment you complete checkout is the price you pay.

Payment processor. Payments are processed by Stripe, Inc. ("Stripe"). By purchasing, you agree to Stripe's terms of service and privacy policy. We do not store your full payment card number on our systems.

Billing descriptor. Charges will appear on your statement as "FITZGERALD GROWTH" or a similar descriptor.

One-time charge. The Diagnostic is a one-time purchase. There is no subscription, auto-renewal, or recurring charge associated with the Diagnostic.

Currency. All prices are in US dollars.

Taxes. You are responsible for any applicable sales, use, VAT, or similar taxes.

6. Refund Policy

We stand behind the Diagnostic. Because it is a digital product delivered upon completion of your Intake, our refund policy is as follows. The terms in this Section 6 apply to the Diagnostic; the Million-Dollar Playbooks has its own 100-day guarantee, described in the Million-Dollar Playbooks section below.

7-day satisfaction guarantee. If you are not satisfied with your Report, you may request a full refund of the purchase price within seven (7) calendar days of the date we deliver your Report to you by email, subject to the conditions below.

Refund conditions. To be eligible for a refund, all of the following must be true:

  • You must have completed the full Intake (all 84 questions)
  • You must have received your Report (the 7-day window begins on the delivery date, not the purchase date)
  • You must request the refund by emailing reports@fitzgeraldgrowthpartners.com from the email address associated with your purchase, within the 7-day window
  • You must not have previously received a refund on a Diagnostic purchase (one refund per customer, lifetime)

How refunds are processed. Approved refunds are issued to the original payment method within five to ten (5–10) business days. Refund confirmation will be sent by email.

Refunds not available. Refunds are not available for:

  • Purchases where the Intake has not been completed within 30 days of purchase (in that case, we may still offer a credit at our discretion)
  • Requests made more than seven (7) days after Report delivery
  • Repeat purchasers who have previously received a refund
  • Any bundled, discounted, gifted, or promotional purchase where "no refund" was clearly disclosed at checkout

Purchases made elsewhere. If you purchased the Diagnostic or any bundle including it through a third-party seller, promotion, or affiliate rather than directly on this Site, the refund terms disclosed to you at that point of sale govern that purchase.

Chargebacks. If you initiate a chargeback with your card issuer without first contacting us in good faith to resolve the issue, we reserve the right to refuse future service and to pursue reimbursement of chargeback fees and reasonable collection costs.

7. License to Use the Report

Your Report is licensed to you (or to your business, if you purchased on its behalf) for your own internal business use.

You may:

  • Read, save, print, and share your Report internally within your business
  • Reference your Report in conversations with your advisors, employees, coaches, or investors
  • Quote short excerpts of your Report externally with attribution

You may not:

  • Resell, republish, or redistribute your Report or any substantial portion of it
  • Use your Report or the Diagnostic methodology to build a competing assessment product
  • Remove or alter any proprietary notices in the Report
  • Share your single-use access link or otherwise grant others access to the Intake

The Diagnostic methodology, the 25-statement Scorecard, the 84-question Intake, the scoring model, the reading assignments, the Growth Investment Pyramid, the Delegation Ladder, the Monday Five framework, and all text, graphics, and design elements of the Site and the Report are the property of Fitzgerald Growth Partners LLC and are protected by copyright, trademark, and other intellectual-property laws.

8. What You Provide to Us (and What We Do With It)

To generate your Report, we ask you to answer questions about your business. You represent that:

  • The information you provide is accurate to the best of your knowledge
  • You have the right to share any information you submit
  • You are not submitting anyone else's confidential or proprietary information without authority to do so

We use your Intake responses to generate your Report and, in de-identified and aggregated form, to improve the Diagnostic. Generating your Report involves transmitting your responses to a third-party AI provider under contract to us; that provider does not use your responses to train its models. Our full data-handling practices are described in our Privacy Policy.

9. No Guarantee of Results

The Diagnostic gives you our honest professional assessment based on the information you provide. We make no guarantee that following the Report's recommendations will produce any specific business, financial, or personal outcome.

Business outcomes depend on many factors outside our control — market conditions, execution, personnel, capital, timing, and luck. Any examples, case studies, testimonials, or references to past client results are illustrative only and are not a promise, projection, or guarantee that you will achieve similar results. Your results will vary.

Portions of your Report, including dollar figures describing potential revenue leakage, are estimates produced by applying published industry benchmarks to the information you provide. They are illustrative ranges, not measurements of your business, and should not be relied upon as findings of fact or as a substitute for your own financial records and analysis.

Nothing on the Site or in the Report constitutes:

  • Legal advice (consult a licensed attorney in your jurisdiction)
  • Tax or accounting advice (consult a licensed CPA or tax professional)
  • Investment or securities advice (consult a registered investment advisor)
  • Medical, psychological, or mental-health advice

You are solely responsible for decisions you make about your business based on the Diagnostic.

10. The Million-Dollar Playbooks

What you are buying. The Million-Dollar Playbooks is a one-time digital purchase of $47. It consists of a set of documents, worksheets, trackers, and AI training files delivered as a downloadable archive. There is no subscription, no recurring charge, and no ongoing service obligation. Payment is processed by Stripe; we do not receive or store your card details.

How it is delivered. After your payment is confirmed, we email a personal access link to the address you provide at checkout. The link does not expire. It permits a limited number of downloads, which is more than sufficient for normal use across your own devices. If your link stops working, or you cannot find the email, contact us at reports@fitzgeraldgrowthpartners.com and we will restore your access.

Your license. Your purchase grants you a non-exclusive, non-transferable license to use these materials within one business. Within that business you may print them, fill them in, adapt them, run the training files against your own operations, and give the resulting output to your own staff and advisors. The output you create is yours.

You may not resell, republish, or redistribute the materials themselves; share your access link; upload the files to a public or shared location; or use them to provide the same or a substantially similar product or service to others as a consultant, coach, agency, or reseller. If you want to use these materials with clients, contact us — that is a conversation we are glad to have, not a door we have closed.

Access to a shared link may be revoked. If a link appears to have been shared or published, we may revoke it. If you are the purchaser and your access is affected, contact us and we will issue you a new link.

The 100-day guarantee. Use the Playbooks for up to 100 days from your date of purchase. If they have not earned their keep, email reports@fitzgeraldgrowthpartners.com and we will refund your purchase in full.

You keep the files. A refund does not require you to return or delete anything, and we will not revoke your access because you asked for one. This is deliberate. We would rather you kept something useful than felt we had taken it back.

We ask only that the guarantee be used in the spirit it is offered. We reserve the right to decline repeated refund requests from the same purchaser, and to decline a refund where the purchase appears to have been made in order to obtain and redistribute the materials.

What these materials are not. The Playbooks are business education. They are not accounting, legal, tax, employment, or financial advice, and no professional relationship is created by your purchase. Several of the plays touch areas that are regulated and vary by jurisdiction — pricing and payment surcharges, contract notice periods, employment and delegation decisions among them. Where a play tells you to check something with your accountant, your attorney, or your payment processor, that instruction is part of the product and not a formality.

Outputs produced by an AI assistant using our training files are generated by a third-party service we neither control nor operate. We are not responsible for their accuracy, and you should apply the same judgement to them that you would to any draft prepared by someone who has never seen your business. Decisions you make remain yours.

No guarantee of results. We do not promise any particular revenue, growth, or business outcome. Examples and figures in these materials describe what happened in specific businesses under specific conditions and are not a prediction of what will happen in yours.

11. Acceptable Use

You agree not to:

  • Use the Services for any unlawful purpose or in violation of these Terms
  • Attempt to reverse-engineer, decompile, or extract the source code of the Site
  • Interfere with, disrupt, or place an unreasonable load on the Site
  • Access the Services using automated means (bots, scrapers, crawlers) without our written permission
  • Impersonate another person or misrepresent your affiliation with any person or entity
  • Upload malicious code or content that infringes another party's rights

We may suspend or terminate your access at any time if you violate these Terms.

12. Third-Party Services and Links

The Site relies on third-party service providers (including Stripe for payments, and our hosting, database, email delivery, customer-records, and AI report-generation providers) and may contain links to third-party websites. We are not responsible for the content, terms, or practices of any third-party service or site. Your use of a third-party service is governed by that provider's terms and privacy policy. Our current providers are listed in our Privacy Policy.

13. Disclaimers and Limitation of Liability

Disclaimer of warranties. The Site and the Services are provided "as is" and "as available." To the fullest extent permitted by law, Fitzgerald Growth Partners LLC disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty that the Site will be uninterrupted, error-free, secure, or free of harmful components.

Limitation of liability. To the fullest extent permitted by law:

  • Fitzgerald Growth Partners LLC's total aggregate liability arising out of or relating to these Terms, the Site, or the Services will not exceed the greater of (a) the amount you paid us in the twelve (12) months before the event giving rise to the claim, or (b) US$100.
  • We will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost revenue, lost business, lost data, or business interruption, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages, so some of the above limitations may not apply to you.

14. Dispute Resolution — Arbitration and Class-Action Waiver

Please read this Section carefully. It requires you to resolve disputes with us by binding individual arbitration and waives your right to a jury trial and to participate in a class action.

a. Informal resolution first. Before filing arbitration, you agree to first contact us at reports@fitzgeraldgrowthpartners.com and describe your dispute. We will attempt in good faith to resolve the issue within thirty (30) days. Most issues can be resolved this way.

b. Binding arbitration. If we cannot resolve the dispute informally, any claim, dispute, or controversy arising out of or relating to these Terms, the Site, or the Services (including their formation, breach, or termination) will be resolved by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in effect at the time the arbitration is commenced.

c. Location and format. The arbitration will be conducted in Henrico County, Virginia, or, at your election, by telephone, video, or on documents only. Judgment on the award may be entered in any court of competent jurisdiction.

d. Class-action waiver. You and Fitzgerald Growth Partners LLC each agree that any dispute will be brought only in your or our individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, mass, or consolidated action. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

e. Small-claims carve-out. Nothing in this Section prevents either party from bringing an individual claim in small-claims court in Henrico County, Virginia (or the small-claims court for the county where you reside, at your option), provided the claim qualifies and remains in that court.

f. Right to opt out. You may opt out of this arbitration agreement by sending written notice to reports@fitzgeraldgrowthpartners.com with the subject line "Arbitration Opt-Out" within thirty (30) days of first accepting these Terms. Your notice must include your name, email address, and a clear statement that you wish to opt out. Opting out does not affect any other provision of these Terms.

g. Governing law and venue for non-arbitrable matters. These Terms and any dispute not subject to arbitration are governed by the laws of the Commonwealth of Virginia, excluding its conflict-of-laws rules. For any matter not subject to arbitration, exclusive venue lies in the state and federal courts located in Henrico County, Virginia.

h. Federal Arbitration Act. This arbitration agreement is governed by the Federal Arbitration Act (9 U.S.C. §§ 1 et seq.).

15. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will post the updated Terms on the Site and update the "Effective date" above. For material changes, we will also make reasonable efforts to notify you by email. Your continued use of the Services after changes take effect constitutes your acceptance of the updated Terms.

Changes do not apply retroactively to a purchase already made. The Terms in effect at the time of your purchase govern that purchase.

16. Termination

You may stop using the Site at any time. We may suspend or terminate your access to the Site or the Services at our discretion if you violate these Terms, if we suspect fraudulent or abusive activity, or if we discontinue the Services. Sections that by their nature should survive termination (including Sections 7–10 and 13–17) will survive.

17. Miscellaneous

Entire agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Fitzgerald Growth Partners LLC regarding the Services.

Severability. If any provision is held unenforceable, the remaining provisions remain in full force and effect.

No waiver. Our failure to enforce any provision is not a waiver of that provision.

Assignment. You may not assign your rights under these Terms without our prior written consent. We may assign our rights freely, including in connection with a merger, acquisition, or sale of assets.

Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control.

Notices. Notices to you may be sent by email to the address on file. Notices to us must be sent to reports@fitzgeraldgrowthpartners.com.

Headings. Section headings are for convenience only and do not affect interpretation.

By using milliondollarhurdle.com, submitting the Growth Scorecard, or purchasing the Million-Dollar Deep Diagnostic, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Fitzgerald Growth Partners

The Million-Dollar Deep Diagnostic is a Fitzgerald Growth Partners product.